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Commercial coverage

Workers' compensation insurance

Covers medical costs and lost wages for employees injured on the job, where required and available.

What it covers

What workers' compensation covers

Workers' compensation helps pay medical care and a portion of lost wages when an employee is hurt or becomes ill because of work. It can also help protect the employer from certain related claims, as the law and the policy provide.

Rules differ by state, including who counts as an employee and what is required for owners and for contractors you hire. We help you sort out what applies to you.

Availability. Available in all of the states where we are licensed, subject to carrier availability and underwriting.

Your price

What affects the cost

No two quotes are the same. We compare options from multiple carriers so you can see the trade-offs.

  • Payroll and job classifications
  • Your claims history
  • The states where you have employees
  • Safety practices
Please note. Descriptions are general. Actual coverage depends on the policy you purchase, and coverage decisions are made by the carrier. Submitting a request is not a quote, binder or coverage.

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