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Commercial coverage

Commercial property insurance

Covers your buildings, equipment and inventory against covered losses such as fire or theft, subject to the policy terms.

What it covers

What commercial property covers

Commercial property insurance helps pay to repair or replace business property after a covered loss, such as fire, theft or certain weather events, depending on the policy. It can cover buildings you own, equipment, tools, inventory and office contents.

Policies often exclude flood and earthquake, which may need separate coverage. They do not cover your trucks or liability claims.

Availability. Available in the states where we are licensed, subject to carrier availability and underwriting.

Your price

What affects the cost

No two quotes are the same. We compare options from multiple carriers so you can see the trade-offs.

  • Value of your property
  • Location and construction
  • Protection and security measures
  • Deductible and limits
Please note. Descriptions are general. Actual coverage depends on the policy you purchase, and coverage decisions are made by the carrier. Submitting a request is not a quote, binder or coverage.

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