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Personal coverage

Homeowners insurance

Covers your home, belongings and liability, subject to the policy terms.

What it covers

What homeowners covers

Homeowners insurance typically helps pay to repair or rebuild your home and other structures after a covered loss, replace personal belongings, and protect you if someone is injured on your property. Some policies also help with extra living costs if you cannot stay home after a covered loss.

Flood and earthquake are commonly excluded and may need separate coverage. Ask us what your policy includes.

Availability. Personal insurance is offered mainly in California. Other states vary by need, so ask us about yours.

Your price

What affects the cost

No two quotes are the same. We compare options from multiple carriers so you can see the trade-offs.

  • Home value, age and construction
  • Location
  • Coverage limits and deductible
  • Your claims history
Please note. Descriptions are general. Actual coverage depends on the policy you purchase, and coverage decisions are made by the carrier. Submitting a request is not a quote, binder or coverage.

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